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3 reasons why you'll never be rich by kodoninja 6 months ago | Money |  (moneyfinancialfreedom)
000 3 reasons why you'll never be rich
Your not planning; and goal setting. This is the simplest method to get shit done in life. Honestly, it's just planning. Some of the most successful persons on this earth use planning to become more successful. It is so simple yet so many people overlook this. Think of how easy it would be to get things done if you just wrote out the steps. Let’s say you I wanted to be a YouTuber. Now let us plan it. Pick what kind of channel and topics you want to be focused on. (now) Motivational/advice, vlogging, tech, coding, reviews, lifestyle, fitness… (My life) Choose Launch date: (8/1/2020) Research other channels that are with similar content. (now/ongoing) Omi in a hellcat MKBDCasey Neistat Research almost everything on successful channels, equipment, editing, content, etc. (now/ongoing) Filming (2+ weeks studying/online classes) contentediting (2+ weeks studying/online classes) Setting Everywhere, mostly in my office Design the space layout (7/1/2020 - 7/25/2020) Equipment (owned) Laptops/desktops Monitors Whiteboards Everything in the office... Equipment (to buy) Cameras Cannon 4k camera Stand Lenses Batteries GoPro (gym, biking) selfie stick accessory kit lighting Softboxes Drone (areal shots) Maverik Accessory kit Software Premier Pick starter topics and locations Just do it! You see how easier life has become when its planned step by step, by detail, and my goal date. As time progress, I always add more detail sometimes daily steps to accomplish that one number goal listed. This is all to help eliminate error and derailing. I'll go on to plan out each video, and daily content. Most vlogging will be unscripted by bullets that'll be apart of a checklist. Release dates, guests in videos, etc all will be planned in detail. Use this methodology to get your goals accomplished whether its the road to financial freedom, anything during that day. I plan to the day; honestly, I do that's how I can get so much done so effectively. Try Google Keep. I use it religiously.You don't deliverLet's say you do step one you have your goals and your steps in order. Yet things come up again and again. You push back dates. You make so many additions and subtractions to your planning it becomes ridiculous. For some reason even though you planned it to the very hour of each day you just can’t seem to deliver on your promises.Youll never accomplish anything in your life if you can’t deliver. I get it things come up, still not a valid reason. You’ll be forever broke if you cant move forward. The reason why we plan in steps down to the smallest detail. Is so that we can take it step by step crossing out each one little by little. It feels good to move forward to know that things are being accomplished to reach that goal.If you're having trouble try making a few sacrifices to get these things accomplished. If you're easily distracted remove yourself from the distractions. Cut out the TV, YouTube, cell, friends, you name it remove it from life temporarily so you can get things accomplished. Try rewarding yourself with something when you cross out a major step on your list.Excuses & complaintsThis is the ultimate reason why you're broke. There are people out there who cannot take accountability for absolutely anything in their life. There's an excuse for everything. These are the people you see with no real accomplishments in life. There lacking in higher education. They stopped learning at high school and does nothing to improve themselves. Or maybe they have a useless degree, can’t find a job; Gave up and decided to be a manager. Leaving behind all their goals and aspirations.Everyone at some point in life has en courted this person growing up who complains about everything. Trillions of reasons for why they hate someone including their job. Relentless verbal commentaries on their hate rant on someone; Including their bosses. The same people who bust their ass trying to impress their boss and move up the ladder.The moment you bring up a conversation on success and prosperity they shut it down. They might even yell. Or even worse agree with you to your face, then do anything in their power to stop you. They’ll talk behind your back, waiting for when things may go wrong. Keep your distance from those individuals, nothing short of a hey. And never take anything they say to heart. Failure can turn you into something terrible. Let drowning people drown, misery loves company. You're never too old or too dumb to be successful.CONCLUSIONAlways improve, never stop learning. Never let yourself stray away from your goals. Life is so simple when you plan out the steps trust me I was in a similar situation. But I always kept my goals in front of me. I came back to my plans polished them up made them a little more realistic. And working through those hurdles that stopped me. Feel free to always come back to a step. For me, Full-Stack app and web building can be complex alone. I always ran into something that halted me. So I regrouped developed scrum boards, researched and made a plan for those issues. I never gave up, I refuse to make excuses. If I couldn’t figure it out I accomplished over steps and moved on intending to return to that step.
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10 reasons why your job is keeping you poor by Kodoninja 6 months ago | Money |  (#money)
000 10 reasons why your job is keeping you poor
Your good at your job.Being good at your job can be a devastating thing. Why? Because it keeps you there. It keeps you blind to your dreams; blind to your goals and your passions. You ever try to bring up your goals and ambitions to your higher-ups? Right. They get extremely evasive they're quick to change the subject.They want you stupid to the outside world where all your dreams can happen and enslaved to your job. If you are good at your job. You’ll get a raise, a promotion, maybe even some useless company mech; food, employee of the month, etc. You get comfortable, you get dumb month after month as you consistently make higher-ups more money. Before you know it your manager at McDonald's thinking you made it in life. HAHAHA dumbass!You are expendableEveryone believes there special? Everyone believes there unique in some fashion. Well... you are. You are unique and special, filled with magnificent dreams. Unfortunately, your job sees you as a tool, a tool they can use, discard, and replace if needed. There are over 7 billion people on this earth. If your job doesn't even require a degree to get in the door and you think your special to your job. Get real. Even if your job is of the elite. Requiring real-world experience, non useless degrees, and extreme training and talent. Just know threes always someone better and more qualified.A year later your financial situation hasn’t changedThis can go many ways. You’ve been there for a while with the same amount of assets and money to your name from when you started. Your literately standing in one place in life. Even worse you get a promotion or raise; your making more money and you still broke. Still with the same things to your name.They gave you a raiseCool, you make a bit more money now. And I can bet you if you made double that you'll still be broke. Don’t let a raise convince you to stay there. You'll end up miserable complaining a few months down the line that you need a higher income. That you can’t pay your bills etc. What's even worse you'll be like the few working 6 figure jobs and can't afford to pay their bills. MORONS Way more on this and financial literacy later.You've been working there for yearsThis is a no brainier you've been there for years. Why? Why on earth are you there for years? Is it a lack of education? Fear of failure. Are you working hard thinking you’ll move up at your job? Whatever it may be, if its not you putting money away for investments, paying for a better education your wasting your life. If you're still at your first job and your 25, or older. Run for the hills! Before you know you’ll be in your 30’s 40’s still there, stick in a relationship with someone you work with. Billions of people out there and you pick someone you see in a bubble. The world is vastly filled with money-making avenues left and right. Millionaires are made every day. But here you are loving your job...You believe your job cares about youThis is a fun one. The short answer is they do. Yeah! Believe it or not, some jobs love their employees. And they’ll do everything to keep you stupid and happy. Perks benefits 401(k) you name it. Where a great place for you to forget your dreams in life and come make money for our benefit. We’ll give you useless RESTRICTED stock options. Where we tell you when to buy or sell its common stock you don’t know the difference. You see stock and you think yeah!!! I'll stay the year it takes to get the stock then stay even longer to figure out that I'm never going to be in the ballpark of a millionaire.They tell you what to do, boss you around treat you like your scum on earth. Or best yet treat you nice and treat you like a human. Whatever the case its years of perfected conditioning designed to get you to work harder better, and more efficiently.And honestly, some places treat you like dirt, they don't care if you stay or leave, there's tons more where you came from and your no different than any other person that applied. Please believe anyone can be trained to do the task that you are doing. Regardless of your good at it or not.They reward youYour job sells clothes maybe they'll give you a shirt, if its direct sales you most likely get discounts, almost on any job they have some kind of common perk they give to every person that works there. It’s all designed to keep you happy, keep you there, working very hard, stupid and enslaved to that job. So don’t get caught up, be aware and have an exit planningThey walk all over you and your still thereThis is a serious one. Your job or career treats you like absolute shit! They give demands, point, yell, sometimes even scream at you. So why on earth are you still there? You don't have to put up with that believe there are better options out there for you.You have single itusDon’t kill yourself over a job. Seriously, it’s just a job. You hear every so often of someone who has lost there job and suddenly there life is over. They either take it themselves or let it destroy their life. And shamefully you hear of those who have lost their home, their car, wife, you name it just over their job or career. Why is that exactly? Well, its because we let it happen. We let this a situation that should have been planned in accordance destroy ourselves. But first, let’s address this.There are hundreds of thousands of jobs and career outlets out their more and more added every year. Why is it so difficult for most to comprehend this. A person loses a job there suddenly throwing tantrums, appealing, arguing, etc. Why stress out? Why create such a scene when you can just simply say “It’s been a pleasure” and leave with the greatest attitude and smile of your life. Hell! You should be jumping for joy. This is your opportunity to level up with a better career. You know there is always another job around the corner. After all, you have the experience.But what kills you, is that you never planned for the worst-case scenario. You let this shit destroy you. News-Flash! Just as there are hundreds of thousands of jobs out there, just remember there are billions of people hungry for a job. Never forget that. Jobs are the greatest bachelors they always have options, stacks of resumes on their desk, hundreds of applicants a month. You can be replaced at any moment's time, and HR couldn’t care less about you.But since you planed your like Deuces! You’ve already moved on because your smart, you knew this will happen someday. You kept your skills sharpened, always improving. Sought for higher educations, YouTube, certifications, free courses, etc. You’ve been investing. You have a bit of a cushion for emergencies. You have other income streams so you're not relying on that cushion. You've been working on your own business. There are many things you kept in your arsenal. And you're not living beyond your means. You’ve been saving $2 for every $3 made spending only $1. Your expenses are not 90% - 120% of your check or salary. You're in a great position.The moment you’ve left your already applying for other jobs. You kept it moving.Your given false hopeJobs can string you along, I think we’ve all been there in some shape or form. They may not say it directly but they give you the impression of lateral moves. They may mention higher positions and nod you of next in line. So your dumb enough to keep kissing ass, and doing whatever it takes to go above and beyond. Don't let months pass you by hoping for a promotion. Some of you are so special that you’d keep working hard (for years) with no raise, no promotion, just praise. Why? Why waste your life still being in the same spot you were when you started.ConclusionTime is special work on yourself. Improve your education, save, invest, own… Start making those money moves while your employer makes money off of you. Have a vision. Start planning the steps to get you out of that place. I get it you have bills, student loans, etc. But all those are excuses you throw in your mind to convince yourself why a job is a good place to work. Put aside some money start looking into avenues you can put your money in to start making money. There’s so much out there everything from selling t-shirts to drop shippingIf your struggling in at a starter job, no stress I was there as well. Plan save! Save! Save! I’d start making more money first. Get a trade or certification that can help you make more. If your into computer science or liked to learn. Narrow it down pick an avenue watch youtube videos, tutorials. Start creating your portfolio to make some apps, make websites, challenge yourself. Employers love this. Peruse a degree, do a few FREE courses, and boot camps. Also, look into trading, investing, dropshipping, etc. the world is your oyster.
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Make sure your girl has her own money by kodoninja 6 months ago | Money |  (#money #girls #dating #goals)
000 Make sure your girl has her own money
I'm going to sum this up into 5 reasons why should always with no exception; date a broke b!^$h. Your trigger warning has been set. This will offend everyone I’m sorry.1. They’re depended They love what you can do for them. Everyone has encountered someone in life who isn’t being the best they can be. They tend to be that leech stuck to you. You’ll have to set them on fire to get rid of them. They look to you for anything serious in life, and you’ll notice a look of fear when you hit a bumpy road. 2. They lack true drive and motivationsIf someone that close isn’t taking the steps they need to reach their goal. They become that person listed before. They're so dependent on you in life; that they’ll abandon any hope of returning to there own goals. The true drive comes from a person's self-love and respect. A strong woman would have their own goals. There own morals of spending there own money and motivating there own dreams of financial freedom. wouldn’t it be poetic if you had a girl right by your side who not only motivates you to grow? But they can take your advice and words as fuel to do just as well in life as you. You both can plot and scheme together of becoming ultra-successful. This isn’t that you both are in business together. This can be beneficial and dangerous at the same time; more on that later. But I’m talking about, you have your own business she’s not apart of. And she has her own business that you are not apart of. You both can have a nonargumentative conversation on MONEY, stocks you’ve purchased, investments, bonds, dividends… Planning out how you can both expand and conquer new territories. Ditch that girl if she isn’t what I just mentioned. If shes plotting her success has it all planned out. And shes acting on it then id probably keep around a bit more to see if she pulls through. Just make sure she doesn't turn out to be #5 on the list; If she does, deuces. No drive and motivations will rub off on you and she’ll drag you by your balls down to her level. Then leave when you're at her level. You can’t slingshot from each other if she isn’t out there financial grinding like you are.3. They’re a Gold diggerYour girl has no money, a piece of shit car works at McDonald's, living paycheck to paycheck… The list goes on and on. These are sometimes the ones you see at the gym; you know the ones everyone sees at the gym. And the ones every guy around town knows. Wearing a piece of material showing off every detail they possibly can. Doing those workouts just to be seen, wearing makeup and revealing clothes just for the attention. Look deeper that’s a trap. They may have goals, they have their motivation. There dream of becoming an Instagram or makeup model. The same goals every girl these days have. Every post on social media is thirst traps. Meanwhile, they can barely afford rent, star employees at McDonald's. The only thing that's moving them forward is likes, your attention, and your money. They only work that hard on there body so they can pull the best they can get. Those are their true motivations. It’s so obvious to stay away from the gold digger but yet it’s so hard. Even Kanye fell, but at least he got the prenup and she has her own money. In that case ahhhhh... go for it. But realistically these girls are dating everyone, they love to be seen, to party, trying out different pipes to see which fits the best. A pipe here a pipe there everywhere a pipe pipe. Hell, our media promotes and liberates the piping lifestyle, yolo. This is dangerous, get tested! They’re always on the market looking out for the pipe with the deepest pockets, swinging from one pipe to the next. At the wall and 30, she’s ready to settle down. Ok, let me stop. I'm right, sometimes a gold digger is f-ing Autobot in disguise. Making you believe she’s this hard-working virtuous woman who has her own goals and motivations. Test her morals challenge her dreams and goals. Run some background checks. You know; the kind that only the neighborhood and her best friend would know. If 80% of her friends are guys and she's best pals with her exes. Ha! Say no more, deuces! Honestly be careful everyone is an Autobot and Decepticon. The best we can do these days is take a similar Kane approach. These are:- She at least has her own money- She’s 4.5 out of the 5 listed here- She has her own goals and motivations- She's killing it in life or intends to- A prenup, hide your assets- Never put your trust in anyone- Do you (real) research, ask around- Have an exit plan- Pipe her well, hope for the best- Always keep your dreams & goals #14. They’re resentful You become their rival and enemy unknowingly. She’ll hide it so well. Smiling to your face edging you forward making you honestly believe she’s in it for your best interest. Nope, she’s waiting on the chance of it failing. So you can stay in the place she became so comfortable with. Your out here getting things accomplished meanwhile she's looking at her life, her friends, her car if she has one, her discounts at McDonald's, her boss and thinking. “Damn”. So she ain’t haven’t it with you. We either both gonna be broke, or both gonna be successful. Those are her only two options. And she ain’t getting successful on her own. Hint she’s #5 on the list. And she’s on to the next pipe after she has done draining and benefiting from yours. And if she has a nice car etc. with nothing adding up on how she got it. Well, she just got finish draining baller Dave, and every other guy she did maintenance on. She fell flat on her dreams, she couldn’t follow through shit happened whatever it maybe it didn't happen. And for some reason, she gave up. Don’t waste your time trying to save an [email protected] It takes an extremely strong person to rise above failure to be well in life. A person in that situation is just going to resent and drive a knife through your spine. The more success you achieve the more these spiteful emotions increase the deeper that knife goes. In some cases the girl will look at her life, see where she’s at; reflect and make the changes necessary to reach her goals. If that happens amazing. Just remember the majority of women today are brought up being taught that the man is a source of income. Look good, lie, manipulate to get the best-looking pipe after they’ve had the greatest run; Running the most successful pipe cleaning and maintenance business in the neighborhood. Child support, alimony, lawyer fees, etc its all designed for the women. 5. You are their chance for successAlright, the moment we’ve been waiting for #5. Gentlemen, she is your chance for success. You are the one she's been waiting for more. A successful man she can use to propel herself into ultra-new heights and stardom. Maybe she has her goals, you know, look good find the best lighting, the best angles. Dropping serious cash on the best makeup, lip fillers, bags, shots, and touch-ups. And mastered the art of filters and photoshop. She's doing ok for herself. Tons of potential pipes on standby, she gets attention, likes, she has followers and a growing fan base. But you have a Hummer. You have a successful social media and a booming YouTube. Her prayers have been answered. Next thing she’s on your platforms, your showing her off not knowing what's going on. Hell, she even has you shouting out her channel, and social media if she has them. If she doesn’t have social media she might want to get started. S-o she has something to fall back on, while she's looking for the next pipe. Or maybe she just likes being with you because of your success and she can be the #1 listed above. She may have a nice job and she also loves having a successful man who gives her what she wants if she wants it. Your her trophy man and her motivation to see what else is out there. She got a taste of premium piping and now she wants to open up a business for the more affluent; In an even better neighborhood. Because hell if she pulled you she can pull an even better one after your drained. CONCLUSION I know I know not all women are like this I get it. I'm only accounting for 99.999999...% of ladies out there. I’ve met women who are of that -1%. Hell, I know a few ladies near San Francisco and in the OC like this. And they're my type, ironically they’re the types that typically like me. These are the types I make time for. I f-ing love a woman who has her own money, her own brain, her own goals, her own car, her own place. I’m not talking about a supervisor or manager but actual success. Or they can even do that. Being a clerk, or assistant just not a McDonald's employee; running a few side businesses. They have their own plan and schemes for tackling the stock market and any other risky/bold endeavors. They love success and they love challenging, learning and improving themselves. There a lady, I find sexy and attractive, very positive, helpful and tells it to me straight. Not easily distracted. Knows how to turn down all the rusty pipes and free services. Not a neighborhood celebrity and a known th-t in the clubs, at work and college. They're at the gym working on making themselves a 10 in their own way, but they rarely show it all off. There conservative in every way. They love entrepreneurship and live it themselves. My success challenges them, there’s challenges mine. They aim to do better and want me to be even better. Settling is not an option for both of us. She can buy anything she needs; if she wants or needs it. She doesn’t have to be rich but she needs to want to be there, aims and stops at nothing to get there (without me). A Millionaire mindset for sure.
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Is 8 hrs of sleep the reason why your broke? by kodoninja 6 months ago | Sleep |  (sleep wealth money)
000 Is 8 hrs of sleep the reason why your broke?
If you're doing well in life, you're reaching your goals; already having a plan and schedule that works for you. This isn't for you. This is for the broke people, unable to find the time, and unable to sacrifice a little to reach a larger goal. Studies show the AVERAGE person needs 8 hours of sleep to function properly. That’s 16hrs left in your day. The average person works a 9 to 5 leaving you with 8hrs left in your day. That’s not a whole lot of time to make something happen in your life. But I digress. If you still have 8hrs left you're better off than most. Let’s factor in the commute to and from work, school, errands, hobbies, outings, relationships, friends, family, TV, social media,… Yep, there goes your dreams and your future.24hrs day – 8hrs sleep = 16hrs day16hrs day – 8hrs work = 8hrs day8hrs day – (work, school, relationships, ... TV) = ???So many things can be factored in, but statistically speaking the lives of most people revolve around work and sleep. Even worse some may even have two jobs! But that's a topic for another post. So to put it bluntly. Yes. Your broke because you love your sleep. And let’s be honest most of us dream even to have that much sleep. Hahaha, it’s sad but we still yearn for that American dream.Your working months-years later what do you have to show for it? Your well-rested and what to you have to show for it? It’s not just sleep as you can read. It goes deeper. But rest ashore no pun attended. You can still reach that American dream and more importantly FINANCIAL FREEDOM. I get about 1-4 hours of sleep Sun-Thr and no sleep Fri-Sat. I have a full-time job career, school, trading, investing, coding, gym, running my own business... I couldn’ t be happier, I’m also very alert. I get all this accomplished because I sacrifice like crazy, and I kinda cheat too. In my case I put dating on hold, I have no kids, and that's about it for me. I still manage to get all the other WANTS as well. M secret I MULTI-TASK.Gym = (Youtube, music)Coding = (ConclusionEvery person is different so you have to see what can be eliminated and what sacrifices need to be made. I cut out sleep, everything & everyone to reach my goals. Some of you may even find a way to get your 8hr sleep and be successful. More power to you. I get it to sleep is important; and so is financial freedom, I like many other successful people before I went for all-nighters, no friends, little sleep, planning… all to reach my goals.
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My guide to become a Billionaire Pt.1 by kodoninja 2 months ago | Money |  (#money #investing #business)
000 My guide to become a Billionaire Pt.1
There are over 18.6M Millionaires in the USA; making up 40% of the worlds population. There are roughly 2,208 Billionaires in the world with 558-658 in the USA. So is it plausible to become a millionaire are even a billionaire? I say yes and no. For the majority of people obviously hell no. You're more likely to win the lottery or be struck by lightning than becoming apart of the <1%. But despite the odds, thousands become millionaires every day. And a new billionaire is spawned every few days. So then my question for you is why not? Why doubt me or even yourself. I have to mention I don’t care about money contrary to belief. I’m a pretty simple and minimal person. I don’t have much and don’t want much. Not a big car guy, I’m not showy, and I tend to look as simple as possible. My life revolves around 3 main addictions Coding, Investing, and working out. Thus my first 2 addictions are what the focus is on. Investing has become an addiction for me. I’m at a point where I invest 90%+ of any money I receive. More on this later. Alright so without diving too deep let's look at how a person creates their billions. Below I have listed “all” the ways someone can invest to become a self-made Billionaire. I'll dive deeper into theses in another article. Notice there’s no mention of a job, no 9 to 5, no pyramid BS, or any 6 figure a year careers, etc. Although if you're investing the 6 figures you’ll get their odds are in your favor. Investments: Stock Market Stocks - Buying a share of that company’s earnings and assets. Bonds – Buying these allows the bond issuer to borrow your money and pay you back with interest. Mutual Funds – Glorified “expert” invest your money in stocks, bonds, or other assets. Hedge Funds – Similar to mutual funds but riskier in exchange fir extreme growth prospects. Robo-advisors – Software invests your money in stocks, bonds, or other assets. Index Funds - A type of mutual fund that passively tracks an index, rather than paying an “expert” to pick and choose investments. Exchange-traded funds – Trades like stocks; tracks and mirrors an index performance. Options - A contract to buy or sell a stock at a set price, by a set date. Real Estate - Buy Property, land, etc, to then rent out or resell. REIT’s: Real Estate Investment Trusts - Instead of buying your property you work with a company that earns profit from its real estate investments. Commercial Retail Office Industrial Multi-Family Residential Residential Single-Family Rental Property Section 8 Rentals Vacation Rentals Small Multi-Family Fix and Flip Land Commercial development Residential development Farming Mining Valuables - An investment if the intention is to resell them for a profit. Metals Art Collectables Etc. Commodities - Investing in some sort of resource that affects the economy. Oil Energy Technology Coffee Etc. Business - Putting money or time toward starting your own business. Service - Type firms offer professional skills, expertise, advice, and other similar products. Merchandising - Buys products at wholesale prices and sells the same at retail price. Manufacturing - Buys products intending to use them as materials in making a new product. Hybrid – A combination of the 3 Personal Brand Earnings Royalties - Payment made to another that owns a particular asset (the licensor or franchisor), for the right to ongoing use of that asset. Ownership Sports team ownership Business ownership Venture Capital – Investing in a startup or small business, with the expectation that it will grow, and you'll get a return on that money. If you were to name any self-made billionaire I guarantee that person will fit in 1 or more of the categories listed above. Let me know below if you come across any billionaire who doesn’t fit in any of the categories. Again I’ll explore these in more detail in the next article. At this point, you can see I at least have an idea of what I’m talking about. There’s, even more, to be listed if your aiming to become a millionaire. Some may say there are infinite ways to make money; I agree. So here is what I’m currently investing in and how I aim to become apart of the <1%. Feel free to borrow some of my planning for your wants and needs. Here is my 3 part investment strategy. Stock market Stocks Bonds Robo-advisors Index funds ETF’s Options Commodities Oil Energy Technology Real estate REIT’s Commercial Residential Land Business ventures (hybrid) Business Aviyon Sales Merchandising Clothing Vending Hedge fund Property Management Personal brand Kodoninja Royalties These are my investments which I intend to detail thoroughly in multiple parts. To pick back up on my addictions I invest and code a lot. I have very little in cash because it is automatically invested moments after I receive money. It has become a sport for me researching and investing large sums of money into the market. 90% invested 5% saved then 5% for any bills, food, and essentials. Since I live so far below my means I can get away with investing so much. Several thousand is invested each month and I live off of pennies. You can even say I barely get by. The bulk of my investments are spread out though Stocks, Bonds, ETF’s, and index funds. From different brokers and banks, I keep three main accounts one for a Robo-advisor one based on my research and one for trading. There are also miscellaneous accounts for Roth IRA’s Etc. And I never keep a savings account I consider them useless for me; including CDs. I use checking accounts, bills, and essentials. Some people may swear by a savings account. But a 0.01 to 3% interest is nonsense to me compared to the amount received from dividends, investing, and active trading. The returns are always reinvested back into the market, real estate, or other business ventures. I can go deeper into the stock market in other parts maybe even a series. For real estate, I haven’t yet gotten too deep. However, I will be starting a property management company, etc. this year. This has just been mainly REIT’s and soon rental property investing. Given all this, the main goal is to take S-Corporations public. That’s right I intend to go public very soon but not too soon. I’m also intending to sell smaller companies and software owned by the company I’m taking public for several million. As well as selling other projects I’m working on. And receiving royalties on everything sold. The first company I intend to IPO is called Aviyon. Check it out in detail at https://www.aviyon.net/ this has been quite the endeavor for several years and is shaping up to be quite the juggernaut. I pay myself $1 a year and will continue to do so to ensure its success and my net worth. You're probably thinking how on earth can he possibly become wealthy making $1 a year. It’s simply the amount I could be paying myself is reinvested into the company. I maintain 100% ownership, 100% rights of everything. It is the value of the tens of millions of shares that I own that matters. Through various stock splits and the addition of millions of shares pumped back into the market that creates true wealth. The millions of shares I own now will increase in value. (example) Eventually, I’ll have over 100,000,000 shares valued way over $10 a share. The more that’s in the company portfolio the more it will increase the company’s stock value and earnings. Each quarter we plan to release new software, apps, or updates creating a better experience. New methods to bring in more money is constantly generated. The companies portfolio will consist of social networks, online stores, apps, software, etc. Constantly building and reinforcing its portfolio. This is a high-profit little debt strategy that works. Each entity is self-managed. The users create the content all Aviyon does is maintain and build the software better. I was able to create so much on my own with little to no capital. Hence my first addiction; coding. I love to code and create software, doesn't cost me a dime and the turnaround is monumental. The company has a small team and hedges on remote contractors and freelancers which reduces the cost substantially. 95% of the work is created in-house among a few and the rest is outsourced. Regardless this is how I intend to be apart of <1%. By sheer hard work and perseverance. I’ve spent years studying, investing, and creating mountains of code and software. This company, as well as my ownership of many others, will get me where I want to be. My value will be determined by my net worth. And my portfolio and catalog are looking quite monetary. The investments, the business, and real estate will propel me to insane heights. Keep an eye out for the other parts as I dive deeper into detail on how I’m going to do it with businesses. I believe you can as well; it takes time, it takes years, sleepless nights, and sacrifices are made every day to edge the dream closer. No BS was mentioned no pyramids no get rich quick schemes. Just a plethora of planning and risk-taking. Check out https://www.aviyon.net/ and research the business. Take a look at my other articles. Become motivated to learn how you can have your financial freedom. For most what I listed above has somewhat gone over your head. Your immediately doubting me, the methods, and hoping to GOD I fail. Don’t take my word for it research several billionaires, their habits, read books, my references, etc. You're more than likely unhappy living paycheck to paycheck struggling to make ends meet. Hanging on to your job by a thread; that is if you haven’t lost it already do to COVID-19. Most of us reading have never had a whiff of any amount near the ballpark of a hundred thousand. That’s okay, don’t let hard time, statistics, and someone else's opinion discourage you. Let this article motivate you to research down the rabbit hole of the infinite possibilities of becoming financially free.
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The secret to wealth & success is… by kodoninja 2 months ago | Money |  (#money #success)
000 The secret to wealth & success is…
If I asked you. Why aren’t you successful? What would you tell me? I assume you’d say something along the lines of: I don’t have the time. I’m way too busy. I’m afraid to fail. I don’t know where to start. I'm not that smart. I don’t have a degree. I’m sure I’ll get a hell of a lot more radical responses if I asked you. Why aren’t you rich? Anywhere from Money is evil to The rich steals from the poor. Now, what if I told you the secret to success is all around you. You even have access to one of the mediums everywhere you go. Can you guess that medium? It’s your cell phone, tablet, computer, or just about anything you may have that has access to the internet. To be honest there’s absolutely no reason why you shouldn’t be successful. The reason your not wealthy or succesfu1 may just be your problem. Information and knowledge have never been so wildly available and accessible. It's literally at your fingertips. If you need to know something you’d normally Google it right. Anything you need to know you just hop online and search for it. How to cook. How to change your tire. How to fix your car. So why is it so hard to Google how to make money etc? Why is it so hard for someone to Google how to be rich or succesfu1? Maybe you have. Maybe you’ve spent countless hours perhaps years searching through YouTube. Searching on how to make money or be good at something. I have too. I’m on YouTube every day almost all-day researching every and anything on how to make myself better on what I do. And if you’ve been on YouTube enough it always gives you recommendations to similar videos to the ones you watch. If you're looking at money-making strategies you’ll get more of them. The thing is there’s more bullshit then there is good advice. I always solidify my advice from reputable resources and books. Alright so if it’s so easy to find out how to make money; why isn’t everyone rich? Why isn’t every person living above poverty? So let’s see, there’s roughly 7.6% of the US population that’s Millionaires. 1,700 become apart of this 7.6% every single day. That’s a lot of people becoming rich every day. Would you say those Millionaires know the secret to success? Maybe. You might even say its luck or maybe they know someone or they may even have access to some secret information hidden a vault. Honestly, self-made Millionaires and Billionaires are just like us. Again the self-made 0 to <10% ones. Not the ones born into wealth through inheritance. You’d be surprised by the people who were born into this world so poor that their parents couldn’t even afford to buy food for them. Yet given the odds, they somehow work, study, plot, and plan there a way too extreme success. Granted there are those in other countries born into horrific conditions. It can be harder next to impossible to overcome those environments. However here in the US there really shouldn’t be an excuse as to why you broke and unsuccessful. If you're not in prison or have any physical, mental, or extreme limitation that may prevent you; there shouldn’t be an excuse. Every single person on earth has access to the same 24 hours, air, and information you or I have. The same Google, the same internet, the same books, libraries, academies, etc. You might even argue, what about the people at ivy leagues, friends of the rich and so on. Well more times than most they started just like you or me. Being honest they worked hard to get to where they are. They utilized the resources all around them to get into better schools with a better quality of education. And yes there are those individuals more times than often that have access to better information, tools, and resources. However, there are those like myself that are born into absolute nothing. I learned to utilize information, books, libraries, the internet, and teachers to direct myself to where I wanted to be. If you were born into an environment with a bad education system. What's stopping you from working hard getting better grades to get into better schools? Or simply move to a better environment. Why do we as individuals choose to stay cemented in the unlucky conditions we were born in? Why do we choose to be a statistic to be uneventful. It is your choice to be apart of the 92.4% looking for handout population. There are 116,867 libraries in the US and over 350.000 globally. There are over 312 Million people that use the internet. Only less than 10% of the US population that doesn’t use the internet. You have access to the internet; it’s just about anywhere in the US... Alright, so what was the point in me citing all those statistics? Why talk about the internet, libraries, success rates, and so on. My point is a success is what you make it. If your unsuccessful, then you choose to be. If your successful well then you choose to be? If you can utilize libraries, books, the internet, and just about any other method or person to advance yourself in life. Then you have no choice but to be successful. You can either use the internet for useless bullshit or use it to become better. I’m not going to go into what you should be studying or researching there’s just too much. Nowadays there are infinite ways and possibilities to make wealth a possibility. It just takes a hell of a lot of reserves, sacrifice, perseverance, sleepless nights, hard work, and dedication. But if your a fan of kodoninja.com we focus mainly on trading, investing, coding, and anything in between to achieve financial freedom. If you love any of those things, check infrequently. We’ll get you to where you want and need to be. Don’t stop there don’t be like the majority of the population that ignores all the free knowledge and money-making possibilities all around them. If that isn’t your thing find your talents; use your skills and passion on what your good at, to make that into a career. Don’t cement yourself into conditions that will never make you happy and financially free. Aim to slowly trade in your 9-5 for something a little more welcoming to your talents. The left-government, employers, and haters want you to be broke and miserable so you’ll always be dependent on them for survival. You keep the Government rich through higher taxes levied to the poor. You keep jobs-rich by working for them for pennies on the dollar; A fraction on the hundreds they make from you. As long as your willing to be a slave accepting whatever amount they give you just to stay above broke, they’ll continue to do so. You're paid just above minimum wage for a reason They need to make the most from you, while your still stupid and naive enough to believe that a job and the government determines your right to be financially happy.  And if your making 6+ figures a year they know your semi stupid not realizing that there making a fortune. Sometimes Millions off of you paying you a fraction of that amount. Big tech companies are notorious for this. Making Millions a quarter while paying their coders a fraction of $80,000 - $150,000 of the Millions they pull in per individual. Hence why you can be paid so much and they fight so hard to keep you happy for you not to run away and start your own company. Hell, they may even trap and sue you if you up in seek dreams of your own.  If they pay you higher the taxes increase; learn how to escape taxes. Learn to be your boss, before you wake up one day age 40+ getting ready for work at your 9-5. You’ll be still complaining that you are not paid enough. When the answer was all around you and in the palm of your hands the entire time. Don’t go full-retard utilize the resources all around you to get your financial freedom. Conclusion: The secret to wealth and success is anything that will help to provide you the information, tools, and resources necessary to move forward in life. Which can come in the form of books, information mined from individuals that have achieved great accomplishments and failures throughout their life? That’s it. It’ll take a hell of a lot of tenacity to plow through the bullshit, failure, disbelief, self-doubt, and fear. Let your dream edge you forward through any bullshit that’ll arise. Remember excuses and handouts keep you in the 92.4% of poor, uneventful individuals who will never amount to anything in life. Sacrifice, put off the instant gratification of new things to invest then reinvest your money. Live slightly below your means to ensure you have more to invest. Don’t be the person who looses there job for a few months and everything falls apart. (cough* COVID-19) 
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